MCP Connector — Now available

Ask your AI assistant
anything about your finances

Connect ClearCash to an AI tool that supports remote MCP and have real conversations about your money — spending, net worth, loans, shared expenses, and more.

Works with Claude ChatGPT+ compatible remote MCP clients

Get connection details See what you can ask

Requires an active ClearCash subscription. Learn more

Setup

Connect your AI assistant

Use your AI's built-in directory if ClearCash is listed, or set it up manually in under a minute. See the full connection guide for step-by-step screenshots.

Requirements

✓
Active ClearCash subscriptionThe AI connector is included with all paid plans.
✓
A compatible remote MCP AI assistantIt must support remote MCP servers and OAuth sign-in. Claude and ChatGPT are supported.

Open your AI assistant's connector settings

Most compatible AI tools have a connectors or integrations panel. Look for "Connectors", "Integrations", or "MCP Servers" in settings.

In Claude: Settings → Connectors → Browse directory
In ChatGPT: Settings → Connectors

Search for ClearCash and click Connect

Find ClearCash in the directory and click Connect. You'll be redirected to the ClearCash authorization screen.

Sign in and approve read-only access

Sign in with your ClearCash account and approve the connection. Your AI assistant can immediately start querying your financial data.

Authorization uses OAuth 2.1 with PKCE — your AI assistant never sees your ClearCash password and no credentials are stored by your AI tool. Access is read-only; your AI assistant cannot move money, edit accounts, or change any settings.

Copy our MCP server URL from the ClearCash app

Our MCP server URL is shown in the app. Tap your profile to open settings, then go to AI Connections.

In the ClearCash app:Your profileAI ConnectionsConnect an AI client

Tap the copy icon next to the URL — you'll paste it into your AI tool in the next step.

Add a new remote MCP server in your AI tool

Open your AI assistant's settings and look for an option to add a remote MCP server. Paste in the URL you copied.

In Claude: Settings → Connectors → Add custom connector → paste URL
In ChatGPT: Settings → Connectors → Add → paste URL

Sign in when prompted

Your AI tool will open a ClearCash sign-in screen the first time it connects. Sign in and approve read-only access.

Example prompts

What can you ask?

Your AI assistant understands your actual account data, so you can ask plain questions and get real answers.

Spending

How much did I spend on dining out last month?
What are my top 5 spending categories this year?
Am I spending more than usual this month?

Net Worth

What is my net worth right now?
How has my net worth changed over the past year?
Break down my assets and liabilities.

Shared Finances

How much have my partner and I spent together this month?
What's our household cash flow looking like?
Compare our joint spending from last month to this month.

Loans & Debt

What's the interest rate on my mortgage?
When will my car loan be paid off?
How much total debt do I have across all accounts?

Access & Permissions

What your AI can and can't do

ClearCash gives AI assistants read-only access to your financial data. You stay in full control. See the full breakdown of what your AI can access for details on each data type.

What it can do Read only

Read institutions and accounts
Account balances (as of last sync)
Transaction history (up to 365 days)
Net worth snapshot and history
Properties and loans
Understand your groups and split details

What it can not do Nope

Transfer or move money
Edit accounts or transactions
Change your ClearCash settings
Connect new banks or institutions
Share your data with third parties
Store or retain your data beyond the conversation

Your data stays yours

Your financial data is only retrieved when you actively ask a question — nothing is shared in the background. You can revoke access at any time from Profile → AI Connections in the ClearCash app, or directly from your AI tool's settings — see our guide to managing AI access for the full walkthrough. See our Privacy Policy for full details on how your data is handled when using AI features.

Tool reference

Available tools

Your AI assistant has access to the following read-only tools. All tools require an active ClearCash subscription and return only your own data.

get_user_contextUser profile, subscription tier, and environment metadata

list_institutionsConnected banks and brokerages

list_financial_accountsAccount balances, types, and sharing metadata

list_financial_account_typesReference catalog of supported account types

list_investmentsInvestment accounts, holdings, securities, and optional tax lots

list_transactionsTransactions within a date range (up to 365 days)

get_transaction_aggregatesTime-series income, spending, and cash flow aggregates

get_category_breakdown_aggregatesSpending by category and merchant per period

get_merchant_breakdown_aggregatesSpending by merchant per period

list_propertiesReal estate, vehicles, and other property assets

list_loansLoan details including rate, term, and payment schedule

list_groupsShared finance groups (partners, household)

list_group_membersMembers, roles, and split percentages within a group

get_net_worth_snapshotPoint-in-time net worth breakdown by asset and liability

get_net_worth_historyNet worth trend over a date range

Transport: Streamable HTTP · Auth: OAuth 2.1 with PKCE · All tools are read-only

FAQ

Common questions

Do I need a ClearCash subscription?

Yes — the AI connector requires an active ClearCash subscription. If you're not yet a subscriber, you canstart a free trial and connect your AI during or after onboarding.

Which AI tools are supported?

ClearCash works with AI tools that support remote MCP servers and OAuth sign-in. Claude and ChatGPT are supported. Use the Manual setup tab when your compatible tool does not list ClearCash in its directory.

How do I disconnect ClearCash from my AI?

Revoke access from ClearCash → Profile → AI Connections, or from your AI tool's connector settings. Either immediately ends your AI's access to your data.

Is my transaction data sent to the AI provider?

Your financial data is only retrieved when you actively ask a question that requires it, and is used solely to answer that question within the conversation. ClearCash does not store or log the content of your AI conversations.

Can I use this on my phone?

Yes, if the mobile AI app supports remote MCP servers and can complete the ClearCash OAuth sign-in. Availability varies by AI app, so check its connector settings before you begin.

What is MCP?

Model Context Protocol (MCP) is an open standard that lets AI assistants securely connect to external data sources. It works similarly to how apps connect with OAuth — you grant access once, and the AI retrieves relevant data when you ask for it.

Ask your AI assistantanything about your finances